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List Of Profitable Businesses to Start in Nigeria as a Student

Nigerian Universities’ tuition fees might be one of the cheapest in the world, but it is no secret that the country’s economy is in a state of distress.

The average Nigerian family struggles to eat three-square meals in a day due to the constant hike in the prices of foodstuffs and the continuous depreciation of the value of the Naira.

Education becomes a luxury to this class of people who spend almost all their earnings on feeding.

Most students in Nigerian tertiary institutions come from these homes and, as such, want to have a side hustle that will bring in some extra income.

This article will look at the cheapest, most profitable businesses students in Nigerian tertiary institutions can start and how to go about it.


Profitable Business to Start in Nigeria as a Student

The following are the ways and cheapest profitable business to start as a Nigerian student to make money;

  1. Conduct Academic Tutorial
  2. Become a Hair Stylist
  3. Makeup Artistry
  4. Make Snacks and Pasteries
  5. Start a Niche Blog
  6. Freelancing
  7. Become a Writer
  8. Mobile Phone and Electronic Device Charging
  9. Become a Caterer
  10. Laundry and Dry Cleaning Services

Conduct Academic Tutorial

One doesn’t have to be a teacher to teach. Tutoring comes easy to students who are often considered bright.

Tutoring is after-class academic support given to an individual or small group to impart knowledge by a tutor with deep knowledge or defined expertise in a particular field.

Tutoring gives students individualized attention that they don’t get in crowded lecture halls.

To make tutoring a source of income for students in tertiary institutions in Nigeria, one can start by offering free tutorials until you can win the trust and confidence of students in your knowledge and expertise before imposing a fee.

It requires low capital to start as only a classroom/lecture hall, reading materials, and your knowledge is needed.


Students who intend to go into tutoring must be willing to read wide and ahead of their class.

You can’t teach what you don’t know.

Become a Hair Stylist

Nigerian hair stylist

A beauty salon deals with cosmetics treatments for men and women. It involves professional hair cutting, dyeing, styling, manicures, pedicures, makeup, and makeovers.

Looking good is good business, they say.

Beauty is an essential industry for young adults as our outward appearance tells a lot about our personality.

Both male and female students can venture into this business opportunity.


Hairdressing is very lucrative for any skilled female student because virtually every female student finds it necessary to make their hair.

The popular saying goes, “The beauty of a woman starts from the hair.” It usually upgrades or downgrades a person’s looks.

Starting requires little to no capital as it only requires everyday grooming materials like Combs and clippers.

You can open a salon in your hostel and make samples of your craft using your friends and close associates.

It should be your way of advertising to strangers. You shouldn’t be concerned about money initially because it is just the foundation stage of your business and involves sacrifice and patience.


Makeup Artistry

woman with pink lipstick

Makeup artistry is another branch of the beauty industry students can venture into.

Occasions and events are held almost daily, and the celebrants and guests must look good. Most will like to hire a makeup artist on special occasions to touch up on their looks.

One will no doubt have to master the art and build a wide network to attain maximum success.

The skills can be learned online using YouTube and free websites and perfected through regular practice and consulting experts in the field.

Make Snacks and Pasteries

Baked treats on tray

A snack is a light meal eaten between meals.

Lots of students in tertiary institutions survive on snacks.

You can always find them snacking on their way to lecture, in lecture halls, and even in their hostel rooms, while waiting for their food to be ready.


Students looking to earn extra income can venture into making pastries, also known as small chops.

The skill of making pastries is quite easy to obtain as one can easily look onto Google or watch YouTube videos and try out different recipes.

Soon enough, you will find your signature recipe.

  • It is not capital intensive.
  • It doesn’t require much to start.
  • One can start with as little as possible and gradually grow it.

It is one business you can’t go wrong doing.

Everyone eats. Everyone craves some sugar from time to time.

The school is full of people, and everyone is your potential customer.


Start a Niche Blog

student studying with a laptop and book

Have you ever dreamed of not having to be physically present for a job before earning some money?

Do you dream of a world where you don’t have to get up from your bed before you make money?

I’m sure you have!

What if I tell you there’s a way?

Let me introduce you to the wondrous world of Blogging, freelancing, and writing.

Blogging is as simple as obtaining a website and publishing original content.


The contents can range from lifestyle to celebrity gossip, music, and campus life.

You can even start a blog about things happening in your life.

Anything you deem interesting, unique, and feel others will want to read about.

Tech-savvy students can buy a domain name and build the website themselves.

Those who are not very good with tech can create accounts on sites like WordPress, which simplifies web design and publishing.


Remember, you should seek contents that can’t be found elsewhere. It could be the difference between the success and failure of your blog.


A man and a woman looking at a computer screen

Freelancing is using your skills to work with multiple clients and take on various assignments without committing.

Freelancers can source jobs on various websites made just for the purpose. Some of these websites are Fiverr, Upwork, LinkedIn, etc.

Freelancing enables remote working. It also gives one flexible working hours. One can also control the amount of workload one take on.

All these attributes make it one of the best ventures a student can key into. One can easily work this business around their academic calendar.

Become a Writer

A student with a laptop

We all know what writing is, but how this can be developed into a skill and monetized is probably the unspoken question on your lips.

If you plan to venture into monetizing your writing, you must brush up on your vocabulary.


It is very important as no one will be willing to pay for basic write-ups.

You can look into writing for various blogs, content writing for social media pages, and writing articles for publication.

It is a sure way for students who want to make some money on the side.

The downside to freelancing is its inconsistency of it.

Jobs are not always readily available for beginners. You will have to build a strong network to have more access to job offers.


Mobile Phone and Electronic Device Charging

Nigerian student studying

Almost every student in tertiary institutions in Nigeria uses mobile and electronic devices to make trading and learn lucrative and viable business opportunities.

Phones, laptops, chargers, earpieces, etc., constitute a major part of the lives of young adults.

In prolonged power outages, you can also open a charging center where students can charge their devices upon paying a fee.

This business can be challenging, especially in sourcing for capital to buy the accessories and the generator needed to start the phone/laptop charging business.

But you can start by saving some of your allowance as capital.

Become a Caterer

Nigerian event ceremony

It is always a bother to come back to the hostel and cook after a tedious day of school work. It is no secret that many students patronize fast food restaurants on campus.

Imagine if there was a fast food vendor right in the hostel?


Students won’t need to go out of their hostel to order food.

It will be a dream come true for many.

One can venture into this business easily; it is easy to start and doesn’t require much capital.

You can cook the food in the morning, before the lecture, and send it out to students who place an order.

You can extend your services to those outside the campus by offering home deliveries, catering for events, etc.


It gives you time freedom and doesn’t disturb your academic pursuit.

Laundry and Dry Cleaning Services

clothes for sale

Do you ever feel too tired to wash your clothes after rigorous classes?

Well, we’ve all been there before. It is where you come in as a smart student or businessman.

Washing, sorting, and ironing clothes all embody laundry. It is a good business idea because it requires little skill or capital.

You can start this business in the hostel or your lodge by meeting your coursemates, friends, and associates to help do their laundry in exchange for money.

It is very important to have a side hustle nowadays. It helps a lot.


Aside from providing extra income, it helps you prepare for the real world outside the campus.

There is no guarantee of you securing your dream job after graduation.

The country’s state keeps getting worse, and there are many graduates out there, on the streets, struggling.

To avoid this same fate, you should start something new.

Your side hustle today might become your Major stream of income tomorrow.


Let me know in the comment if you have ny questions or need further clarifications.

I would love to hear from you.

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List Of Handwork and Digital Skills to Learn as a Student in Nigeria

Skills to Learn as a Student in Nigeria

There are two categories of skills you can learn as a student in Nigeria;

  1. Handwork
  2. Digital Skills

Handwork is skills that require the use of your hands and other forms of physical labour.

For example, hairdressing, makeup, and baking are examples of handwork.

Digital skills involve using the computer and the internet to solve problems. It does not call for physical labour like handwork.

Programming, Web design, copywriting and video editing are examples of digital skills you can learn as a student to make money.

Most Profitable Skills to Learn

Nigerian man in the farm

As a student, it can be a difficult choice to decide on the best skill to learn.

It is at this stage that many students get things wrong. They jump to acquire skills without researching the prospect.

Because your friend is earning money from affiliate marketing does not imply you have to become an affiliate marketer.


You must choose a skill that aligns with your natural ability and passion. Search within yourself to identify your strength and flare.

For example, you can opt for copywriting if you enjoy writing or makeup if you find makeup artistry interesting.

Your goal should not be to make money while trying to choose a lucrative skill. Money will come when you can provide a valuable service.

Let me know in the comment if you have challenges deciding on which skill to learn.

Handwork Skills to Learn as a Student in Nigeria

The following are lucrative handwork to learn as a student in Nigeria;

  1. Makeup Artistry
  2. Photography
  3. Hairdressing
  4. Wall Painting
  5. Catering Services
  6. Baking and Confectionery
  7. Phone and Laptop Repair
  8. Wall Paper Installation
  9. Dry Cleaning
  10. Student Lodge Agent
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How to Make Money in Nigeria as A Teenager

How to Make Money in Nigeria as A Teenager

Here are the ways how to make money as a Nigerian teenager;

  1. Start A Niche Blog
  2. Become an Apprentice
  3. Learn Tailoring
  4. Start A YouTube Channel
  5. Start Farming
  6. Learn Photography
  7. Get Scholarships
  8. Become A Social Media Influencer
  9. Become A DJ
  10. Learn Graphic Design
  11. Become a Hairdresser
  12. Learn Makeup
  13. Sell Stuff at School
  14. Wash Cars
  15. Freelance Writing
  16. Baking and Pastries

Start A Niche Blog

A person typing on a laptop computer

Starting a niche blog is the best way to make money in Nigeria as a teenager.

Blogging is the skill of writing articles for people to read online. You can write on any topic that you know.

For example, if you are a tech enthusiast, you can launch a technology blog.

You must first identify a topic that you want to write about before you start a niche blog.

A niche blog is a blog that is about one topic.


Starting a niche blog will cost you about five thousand naira for web hosting and domain name.

You would also need to learn how to set up your blog on WordPress to start blogging.

The best way to make money as a teenage blogger is through Google AdSense.

Let me know in the comment box to get the guide to starting a successful niche blog.

Become an Apprentice

Nigerian man selling shoes

Apprenticeship is a common way to make money in Nigeria as a teenager.

Many teenagers are doing apprentices in workshops all over Nigeria.


Apprenticeship is the practice of learning a business or skill with a professional.

The time to complete an apprenticeship can be from one (1) to five (5) years.

For example, your parents can register you as an apprentice in a tailoring store for two years.

In these two years, you will learn how to become a professional fashion designer.

Tailoring, mechanic repair, business, etc., are popular areas of apprenticeship in Nigeria.


Learn Tailoring

Nigerian woman sewing

Learning how to sew cloth is a profitable way to make money as a Nigerian teenager.

Fashion design is a high-paying skill in Nigeria today.

Everybody loves to wear beautiful attire to marriage and other kinds of ceremonies.

A fashion school is the best place to learn fashion design. Also, your parents can register you with a tailor in your area.

Making money as a fashion designer is a long-term goal.

What I mean is that you may not get plenty of money as an apprentice. But, money will come after you finish your training as a tailor.


Tell your parents of your interest in tailoring to get registered at a fashion school.

Start A YouTube Channel

black dslr camera taking photo

Starting a YouTube channel can give you lots of money as a secondary school student in Nigeria.

Today, many teenagers are earning dollars on YouTube.

How it works is that you make money when people watch your videos on YouTube.

Finding your passion is the key to becoming a successful YouTuber.

You must know your spark. I mean that thing that people find exciting about you.


Comedy, dance tutorials, food Vlogging, etc., are common YouTube niches for Nigerians.

Your goal as a YouTuber will be to get 1,000 subscribers and 4,000 watch hours within your first year to make money.

Start Farming

Nigerian man in the farm

Farming is a profitable venture in Nigeria for teenagers and adults.

Few teenagers know that they can make money by farming.

Fish, snail and vegetable farming are some profitable types of farming.

I remember as a teenager how I made a lot of money on my parent’s farm.


Depending on your location, you can go into the planting of farm products like vegetables.

You can rear birds like chicken to sell during the festive period.

Also, dog breeding is now a popular way to make cool cash in Nigeria.

Identify the kind of farming that is possible in your house.

Make adequate findings and get capital from your parents.


Learn Photography

Nigerian photographer

Photography is a way to make money as a teenager in Nigeria.

Everybody loves to take studio pictures for their birthdays and other celebrations.

A studio picture goes for about one thousand nairas in most places in Nigeria.

Many people are making a living in the photography business.

The best part about the skill is that you can continue to make money when you enter a higher institution.

You can learn photography from a photo studio in your area. Inform your parents of your love for photography.


As a teenager, it is not compulsory to get a digital camera. You will make use of the equipment at the place for your apprentice.

Get Scholarships

Nigerian student

Winning a scholarship as a secondary or university student is the easiest way to make money.

There are plenty of scholarship opportunities for young students in Nigeria.

Many scholarships pay above one hundred thousand naira to scholastic students every year.

The first step to winning a scholarship is to get a reliable scholarship update.

Join my scholarship WhatsApp group by clicking on the button below.


Become A Social Media Influencer

Nigerian man dancing

Becoming a social media influencer is now a popular way for teenagers to make money online.

A social media influencer is a person that has a large followership on social media apps.

These people offer something interesting to their followers to be popular. It could be that they have good dancing skills.

Thanks to the TikTok app, teenagers can now turn into celebrities overnight.

Brands in Nigeria love to work with social media influencers as they bring in more sales.

For example, it is social media influencers who promote many of the popular songs you hear today.


You must post pictures and videos that people find interesting to be an influencer.

You can become an influencer on Twitter by posting memes and philosophical tweets.

Become A Music DJ

music DJ

Being a music DJ is a way of making money for teenagers in Nigeria.

A DJ is a person that plays a good collection of music at ceremonies.

The services of a music DJ are in hot demand in Nigeria.

Every party organizer invites a DJ to bring life to the party. There cannot be a ceremony without the presence of a DJ.


Do you love music?

You can become a music DJ by learning under the guidance of a successful DJ in your area.

Learn Graphic Design

A person using a laptop

Graphic design is a soft skill to make money at a young age for Nigerians.

The demand for graphic designers is high now more than ever before in the world.

Graphic designers are people that create posters, logos, etc.

The church program posters that you see in your area are the creation of a graphic designer.


You can learn graphic design online on YouTube.

But, as a Nigerian teenager, it is better to learn from a computer centre in your area.

Your parents can enrol you to learn graphic design during the holidays.

Become a Hairdresser

Nigerian hair stylist

Hairdressing is a profit-making skill for teenagers in Nigeria to make money.

Becoming a hairstylist will give you money daily.

No matter the economic situation, ladies must plait their hair to look beautiful.


As a hairstylist, you can make money making hair for people.

Also, you can make money from the skill when you get into University.

There are also opportunities to travel overseas as a hairstylist.

Hairdressing can take you up to six months to learn.

Your parents will register you as an apprentice in a hair salon in your area.


You must settle down and learn hairdressing with commitment.

Learn Makeup

woman in a white flora dress

Makeup is a high-paying skill to learn as a teenager in Nigeria.

Young ladies in Nigeria love to wear makeup for an outing. They pay makeup artists to paint their faces on special occasions.

You can learn makeup to make money as a teenager.

Tell your parents of your interest in makeup. They will register you in a makeup studio in your area.

It will take you six months to complete your training as a makeup artist.


Sell Stuff at School

clothes for sale

Selling stuff at school is a profitable way to make money as a secondary school student.

You can sell all kinds of legal stuff at your secondary school to make money.

Identify what students in your school like to buy and sell to them.

For example, you can do business with a phone accessory store in your area.

You sell an AirPod for three thousand naira that you got for two thousand and five hundred naira. Your gain will be five hundred naira.

It is necessary to sell legal things. You don’t want to end up in prison for selling illegal or stolen items.


Wash Cars

Nigerian man washing car

Washing cars is an opportunity to make money as a teenager.

You can offer to wash cars on weekends.

Tell car owners in your area that you are willing to wash their cars at a cheap rate.

Some people who know you well will allow you to wash their cars.

You must be a responsible teenager in your area to land this job as a car washer.

Freelance Writing

A student with a laptop

Freelance writing is a high-paying skill to make money online as a teenager.

You can develop your writing skill and offer your service online.


People on the internet are willing to pay you to write articles for them.

You must learn how to write plagiarism and error-free articles.

You will make more money as you get better at writing.

Upwork is the most popular platform to make money writing as a Nigerian teenager.

Baking and Pastries


Learning how to bake a cake, cupcakes, and other pastries will give you money as a teenager.

Teenagers like to eat sweet pastries. You can make and sell cakes and small chops to students in your school.


Learning how to make cake is simple as ABC. You can learn the skill online or register at a catering school.

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I Have No Income And Need Money Now: How To Get Cash Now With No Job

If you find yourself in the league of those constantly using the term “I have no income and need money now” and you keep wondering how you could scale through your expenses and pay up your bills. It may seem difficult to secure a loan with manageable interest rates and payback terms for those who need to borrow money without proving their income, but this is simply untrue!

When you are unemployed or lack access to a standard pay stub from a 9 to 5 job, you have a lot of possibilities for emergency loans.

I Have No Income And Need Money Now: How To Get Cash Now With No Job

These loans are a form of funding accessible to people without a job or a stable source of income.

Before qualifying an applicant for a loan, many traditional lenders need verification of yearly or monthly income. Some even set a minimum income requirement for applicants to be accepted and reject applications if the applicant doesn’t make the required amount.

<em><strong> I Have No Income And Need Money Now | Amazing Tips To Guide You Through </strong></em>
I Have No Income And Need Money Now: How To Get Cash Now With No Job

This can make it challenging for people looking for no income loan products to find a direct lender. Thankfully, several internet lenders offers loans to individuals who keep using the term “I have no income and need money now”. These type of loans accept applications from borrowers without a job or conventional income proof. There are many other ways besides a pay stub to demonstrate your ability to repay a loan!

How Does No Income Loans Really Work?

These loans work similarly to other types of loans. However, no-income loans require that you have some alternative method of paying them back with interest. Therefore, lenders will want to see your credit history, bank accounts, and proof of any liquid assets that demonstrate your ability to repay the loan, if you pass the test, they will offer you some loans you can pick from and that will take you off the term “I have no income and need money now.”

<em><strong> I Have No Income And Need Money Now | Amazing Tips To Guide You Through </strong></em>
I Have No Income And Need Money Now: How To Get Cash Now With No Job

Lenders look over your finances, assets, credit score, distributions, or payouts from any other sources to determine the level of risk you represent to their firm if they were to approve your loan. If they are confident that you can pay them back, they’re likely to approve your request.

There are many different types of liquid or cash-equivalent assets, monetary compensation, benefits, or alternative income sources you can use to show that you can make payments.

Alternatives You Can Use When You Constantly Use The Term “I Have No Income And Need Money Now”

  • Side gigs or a business startup
  • Self-employment income
  • Unemployment benefits
  • Royalty payments
  • Partner income
  • Child support
  • Tip income
  • Alimony
  • Social Security benefits (retirement or disability)
  • Dividend payments or other investment income
  • A job offer with an offer and an acceptance letter
  • A retirement account (including a pension)
  • Veterans Administration (VA) benefits

A lender can still believe there is some danger even if they believe you can repay the loan. As a result, you can be required to make additional payments to cover the lender’s risk. No-income loans may also have a number of drawbacks.

<em><strong> I Have No Income And Need Money Now | Amazing Tips To Guide You Through </strong></em>
I Have No Income And Need Money Now: How To Get Cash Now With No Job

For a lender to be confident in approving your loan when using the term “i have no income and need money now” they usually offer you loans with higher interest rate, higher fees, repayments period of months and not years for those who have income and lastly, they’ll rather offer you low loan amounts rather than the usual bulky amount they offer.

There are four types of no-income loans currently in use:

  • Stated income, verified assets (SIVA)
  • No income, no job, no assets (NINJA)
  • No income, verified assets (NIVA)
  • No income, no assets (NINA)


An applicant for a SIVA loan must have sufficient confirmed assets to serve as collateral and sufficient income, even if it is insufficient to qualify for a loan.


NINJA loans was quite popular before the 2008 financial crisis. They were essentially loans granted on the basis of the borrower’s assurance that they would be able to repay the amount. However, financing restrictions have made it much more difficult to get them.



Of the four loan types, clients without conventional or alternative incomes can typically apply for an NIVA loan. Before a loan is accepted, assets must first be valued and then put up as collateral.


NINA loans are often only given to landlords who are real estate investors. For the loan to be approved, these investors must prove they have the funds necessary to make re payments.

There are alternative options if you are unable to get a no-income loan approved and you keep using the term “i have no income and need money now” there are other possibilities and It’s a good idea to consider your options before choosing one of these loans:


1. Ask Family Members Or Friends You Feel Can Help You Out

Check a loved one to see if they can assist you rather than going to the bank. Better terms will be offered. Just be sure to pay back the debt on time to avoid losing a crucial relationship.

2. Community Assistance

Look around your neighborhood to see if any resources are accessible. For instance, you might be able to get short-term financial assistance from religious groups, indigent utility programs, or food pantries without getting a loan. A community resource that could assist you in raising money for a mortgage is crowdsourcing.

3. Get Creative In Other To Make A Few Bucks

Think about taking a ride-sharing job. Every day, you have the option to pay out, giving you the chance to make some quick cash. To make extra money quickly, you may also provide child care, pet sitting, or handyman services. You can also make some extra money by renting out a room in your house or by selling things you don’t need.

Frequently Asked Questions (FAQs) About ‘I Have No Income And Need Money Now: How To Get Cash Now With No Job

Can I Get A Loan If I Have No Income?

Can you get a loan if you have no income? You can get a loan even if you have no income. Most no-income loans carry higher interest rates, but with Instacash cash advances, you’ll have access to up to $250 without having to pay any interest for an entire month.

What Loans Do Not Require Proof Of Income?

A no-doc mortgage loan, also known as a no-income verification home loan, does not require you to provide income proof to the mortgage lender. And you can as well check our listings above to find the one that suits you.


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What Is Begging Money?

Begging (also panhandling) is the practice of imploring others to grant a favor, often a gift of money, with little or no expectation of reciprocation. A person doing such is called a beggar or panhandler. Beggars may operate in public places such as transport routes, urban parks, and markets.

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